Countries | DSIT | EU | Payment | Payments Regulation | Regulatory action | Telecoms regulation | UK
PSD3 and the UK: Two Payments Regimes, One Direction of Travel
The EU agreed PSD3 and the Payment Services Regulation in November 2025, overhauling fraud liability, open banking and e-money rules. The UK is not bound by PSD3, but its own payments reform is heading in a similar direction. What firms operating across both regimes need to know.