
Specialist UK Telecoms, Data and Payments Regulation Lawyers
Clear, senior-level regulatory and commercial advice for telecoms, data protection and payments
If your business operates in UK telecoms, processes personal data, or provides payment services, regulation determines what you can build, how you can compete, and what risks you carry. Bratby Law provides specialist regulatory and transactional advice across telecoms, data protection and payments, led by Rob Bratby, a Chambers Band 2 telecoms lawyer with over 30 years’ experience spanning the UK telecoms regulator, senior in-house roles at network operators, and partnership at international law firms. Clients instruct the firm through three models: Direct Legal Advice, Specialist Co-counsel and Fractional General Counsel.
Chambers & Partners Band 2 Telecoms (UK Guide 2026)
Legal 500 Leading Partner, Telecoms (London)
Lexology Global Elite Thought Leader, Data Protection
When clients instruct us
New product launch in a regulated sector
Regulatory compliance review, licensing requirements and go-to-market risk assessment for telecoms operators, fintechs and platforms launching new services. Product launch advice
Regulatory due diligence on an acquisition
Telecoms, data protection and payments risk assessment for investors and acquirers in regulated sectors. Due diligence
AI product launch or data compliance review
DPIA, controller/processor analysis and UK GDPR compliance for technology companies deploying AI-enabled products. AI and data advice
FCA or PSR authorisation application
Payment services and e-money authorisation, safeguarding requirements and PSR scheme compliance. Authorisation advice
Ongoing senior regulatory counsel
Fractional General Counsel for telecoms, fintech and data businesses that need board-level legal support without a full-time hire. Fractional GC
Your firm lacks sector expertise
Specialist co-counsel for law firms handling telecoms, data or payments matters that require regulatory depth. Co-counsel
An end-to-end regulatory perspective
Rob Bratby’s experience spans three perspectives that are seldom combined in a single advisor:
The Regulator’s Perspective
Work at Oftel, the predecessor to Ofcom, provides first-hand experience of how UK communications regulation is developed, interpreted and enforced. This includes leadership of the project to liberalise the UK’s international telecoms infrastructure market (subsea cables and satellite), and a detailed understanding of regulatory intent and enforcement dynamics.
The Operator’s Perspective
Fractional General Counsel appointments at regulated telecoms and payments businesses, and embedded general-counsel roles within industry-wide joint ventures, provide practical insight into how businesses are run, where risks arise, how compliance is operationalised and how commercial and regulatory decisions are made inside carriers, fintechs and infrastructure operators.
The Advisor’s Perspective
Senior partnership and management roles at international US and UK law firms in both London and Singapore provide a deep understanding of how high quality legal advice is delivered and translated into commercial and regulatory decisions at board level.
This combination enables advice that is legally rigorous, commercially aligned and technically grounded.
Telecoms, data protection and payments regulation lawyers
Bratby Law advises on telecoms regulation, data protection, payments regulation and transactions across the communications, financial services and technology sectors.
Why Choose Bratby Law?
Sector expertise
Bratby Law advises exclusively on telecoms regulation, data protection, and payments regulation. That concentration means deeper knowledge of the regulatory environment, faster analysis, and advice that reflects how regulators actually behave: not how the textbook says they should.
Senior delivery
Every instruction is handled by Rob Bratby personally. With 30 years’ experience spanning Oftel, senior in-house roles at network operators, and partnership at international law firms, you receive the analysis directly: not through a junior team. The firm uses AI tools to extend research capacity and accelerate document review, so senior judgment is applied to more of your matter, not less.
Unique perspective
Rob Bratby has sat on all three sides of the regulatory table: as a regulator at Oftel, as General Counsel at major operators, and as external counsel. That inside-out perspective informs every piece of advice. He currently holds fractional General Counsel appointments at TOTSCo, UKPI, TelXL, and Core.
Independent directory rankings
Our specialist expertise is recognised in major independent legal directories:
- Chambers & Partners: Rob Bratby is ranked as a band 2 lawyer in the UK Guide 2026 in the “Telecommunications” category: Chambers
- The Legal 500: Rob Bratby is listed as a “Leading Partner – Telecoms” in London (TMT – IT & Telecoms): The Legal 500
- Lexology: Rob Bratby is featured on Lexology’s expert profiles as a Global Elite Thought Leader for data: Lexology



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What clients say about Bratby Law:
Insights
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FOIA section 44 keeps Ofcom investigations and enforcement out of FOI
In short: FOIA section 44 keeps the disclosures regulated firms make to Ofcom in investigations and enforcement out of Freedom of Information requests. Babbs v The Information Commissioner & Ofcom [2026] UKFTT 389 confirms that Communications Act 2003 section 393 covers voluntary as well as compulsory submissions, applies across telecoms, broadcasting and online safety, and…
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The CCI product summary: a Consumer Duty test for payment-firm distributors
In short: The CCI product summary is the FCA’s new disclosure document for retail investment products, replacing the EU-derived Key Information Document. Under FCA PS25/20, firms can adopt it from 6 April 2026 and must use it from 8 June 2027. Whether to switch early is a Consumer Duty question, not a technical compliance one….
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PSR annual plan 2026/27: card fees, APP fraud and the road into the FCA
In short: The PSR annual plan 2026/27, published 29 April 2026, sets three priorities for what may be the regulator’s last full year as a standalone body: implementing card fee remedies, publishing the first-year evaluation of mandatory APP fraud reimbursement, and planning the consolidation of PSR functions into the Financial Conduct Authority. Commercial variable recurring…
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UK adequacy decision: inbound EU-to-UK transfer compliance
In short: The UK adequacy decision for inbound EU personal data was renewed by the European Commission on 19 December 2025 and runs to 27 December 2031. UK controllers should rely on it as the primary inbound transfer mechanism but maintain Standard Contractual Clauses and IDTA fallback documentation against the Commission’s monitoring conditions and the…
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Ofcom information notice enforcement: sections 135 and 137A
In short: An Ofcom information notice under section 135 or section 137A of the Communications Act 2003 carries a maximum penalty of £2 million, plus £500 per day for continuing contraventions, enforced through the section 138 contravention process. Five enforcement cases since 2021 (Colt, BT/Connected Nations, TikTok, Meta and the new BT investigation opened on…
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Section 166 DPA 2018: McDonnell and the Tribunal Jurisdiction Boundary
In short: Section 166 DPA 2018 is the only route a data subject has to take the Information Commissioner to a tribunal over how she handles a complaint. McDonnell [2026] UKFTT 524 (GRC), 9 April 2026, confirms the tribunal can push the ICO to act, but cannot make it change its answer. DUAA 2025 does…
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Regulator and legislation links
- Ofcom – UK Communications Regulator
- Information Commissioner’s Office (ICO) – Data Protection and Privacy
- DSIT – UK Government: Digital, Telecoms and Data Policy
- Communications Act 2003
- Wireless Telegraphy Act 2006
- Data Protection Act 2018
- UK GDPR
- EU GDPR
- EU AI Act
- PECR
- Online Safety Act 2023
- Financial Conduct Authority (FCA)
- Payment Systems Regulator (PSR)
- Payment Services Regulations 2017
- Electronic Money Regulations 2011
- Financial Services (Banking Reform) Act 2013
