
Specialist UK Telecoms, Data and Payments Regulation Lawyers
Clear, senior-level regulatory and commercial advice for telecoms, data protection and payments
If your business operates in UK telecoms, processes personal data, or provides payment services, regulation determines what you can build, how you can compete, and what risks you carry. Bratby Law provides specialist regulatory and transactional advice across telecoms, data protection and payments, led by Rob Bratby, a Chambers Band 2 telecoms lawyer with over 30 years’ experience spanning the UK telecoms regulator, senior in-house roles at network operators, and partnership at international law firms. Clients instruct the firm through three models: Direct Legal Advice, Specialist Co-counsel and Fractional General Counsel.
Chambers & Partners Band 2 Telecoms (UK Guide 2026)
Legal 500 Leading Partner, Telecoms (London)
Lexology Global Elite Thought Leader, Data Protection
When clients instruct us
New product launch in a regulated sector
Regulatory compliance review, licensing requirements and go-to-market risk assessment for telecoms operators, fintechs and platforms launching new services. Product launch advice
Regulatory due diligence on an acquisition
Telecoms, data protection and payments risk assessment for investors and acquirers in regulated sectors. Due diligence
AI product launch or data compliance review
DPIA, controller/processor analysis and UK GDPR compliance for technology companies deploying AI-enabled products. AI and data advice
FCA or PSR authorisation application
Payment services and e-money authorisation, safeguarding requirements and PSR scheme compliance. Authorisation advice
Ongoing senior regulatory counsel
Fractional General Counsel for telecoms, fintech and data businesses that need board-level legal support without a full-time hire. Fractional GC
Your firm lacks sector expertise
Specialist co-counsel for law firms handling telecoms, data or payments matters that require regulatory depth. Co-counsel
An end-to-end regulatory perspective
Rob Bratby’s experience spans three perspectives that are seldom combined in a single advisor:
The Regulator’s Perspective
Work at Oftel, the predecessor to Ofcom, provides first-hand experience of how UK communications regulation is developed, interpreted and enforced. This includes leadership of the project to liberalise the UK’s international telecoms infrastructure market (subsea cables and satellite), and a detailed understanding of regulatory intent and enforcement dynamics.
The Operator’s Perspective
Fractional General Counsel appointments at regulated telecoms and payments businesses, and embedded general-counsel roles within industry-wide joint ventures, provide practical insight into how businesses are run, where risks arise, how compliance is operationalised and how commercial and regulatory decisions are made inside carriers, fintechs and infrastructure operators.
The Advisor’s Perspective
Senior partnership and management roles at international US and UK law firms in both London and Singapore provide a deep understanding of how high quality legal advice is delivered and translated into commercial and regulatory decisions at board level.
This combination enables advice that is legally rigorous, commercially aligned and technically grounded.
Telecoms, data protection and payments regulation lawyers
Bratby Law advises on telecoms regulation, data protection, payments regulation and transactions across the communications, financial services and technology sectors.
Why Choose Bratby Law?
Sector expertise
Bratby Law advises exclusively on telecoms regulation, data protection, and payments regulation. That concentration means deeper knowledge of the regulatory environment, faster analysis, and advice that reflects how regulators actually behave: not how the textbook says they should.
Senior delivery
Every instruction is handled by Rob Bratby personally. With 30 years’ experience spanning Oftel, senior in-house roles at network operators, and partnership at international law firms, you receive the analysis directly: not through a junior team. The firm uses AI tools to extend research capacity and accelerate document review, so senior judgment is applied to more of your matter, not less.
Unique perspective
Rob Bratby has sat on all three sides of the regulatory table: as a regulator at Oftel, as General Counsel at major operators, and as external counsel. That inside-out perspective informs every piece of advice. He currently holds fractional General Counsel appointments at TOTSCo, TelXL and Core, with further engagement in the payments sector.
Independent directory rankings
Our specialist expertise is recognised in major independent legal directories:
- Chambers & Partners: Rob Bratby is ranked as a band 2 lawyer in the UK Guide 2026 in the “Telecommunications” category: Chambers
- The Legal 500: Rob Bratby is listed as a “Leading Partner – Telecoms” in London (TMT – IT & Telecoms): The Legal 500
- Lexology: Rob Bratby is featured on Lexology’s expert profiles as a Global Elite Thought Leader for data: Lexology



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What clients say about Bratby Law:
Insights
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FCA Competition Act investigation: Mastercard, Visa and PayPal digital wallet probe
In short: On 6 May 2026 the FCA opened a Competition Act 1998 investigation into Mastercard, Visa and PayPal. The FCA Competition Act investigation covers all three under Chapter I, and Mastercard and Visa under Chapter II for suspected abuse of dominance, over how Mastercard and Visa cards fund the PayPal digital wallet. The FCA…
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EU merger guidelines payments: implications for UK deals
In short: the draft EU merger guidelines payments reset gives heavier weight to scale and resilience, formalises ecosystem theories of harm, and introduces the Innovation Shield for start-up acquisitions. The European Commission opened the public consultation on 30 April 2026 and feedback closes on 26 June 2026. UK and EU now sit on broadly aligned…
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EU Merger Guidelines data: ecosystem theories, killer acquisitions and the CMA gap
In short: the draft EU merger guidelines data and digital deals reset puts ecosystem theories of harm, killer acquisitions and innovation competition at the centre of the substantive test, and introduces an Innovation Shield that protects most start-up acquisitions subject to conditions. The CMA reached similar ground in case practice on Microsoft Activision and Adobe…
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EU Merger Guidelines telecoms reset: what the draft means for UK M&A
EU Merger Guidelines telecoms reset: the draft elevates scale, innovation and resilience as procompetitive factors. What it means for UK M&A with EU jurisdiction.
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Cyber Security Breaches Survey 2025/2026: Article 32 in Practice
DSIT Cyber Security Breaches Survey 2025/2026 published 30 April 2026: 47% of UK businesses use 2FA, 14% hold unprotected personal data, 25% have a formal incident response plan. What it means for Article 32 UK GDPR compliance and ICO enforcement.
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ICO AI biometrics: Code of Practice mandated for 12 May 2026
In short: from 12 May 2026, ICO AI biometrics compliance moves to a statutory footing. SI 2026/425 comes into force on that date, placing the Information Commissioner under a statutory duty to write a single Code of Practice on artificial intelligence and automated decision-making, alongside live foundation-model and police facial recognition audit workstreams. By Rob…
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Regulator and legislation links
- Ofcom – UK Communications Regulator
- Information Commissioner’s Office (ICO) – Data Protection and Privacy
- DSIT – UK Government: Digital, Telecoms and Data Policy
- Communications Act 2003
- Wireless Telegraphy Act 2006
- Data Protection Act 2018
- UK GDPR
- EU GDPR
- EU AI Act
- PECR
- Online Safety Act 2023
- Financial Conduct Authority (FCA)
- Payment Systems Regulator (PSR)
- Payment Services Regulations 2017
- Electronic Money Regulations 2011
- Financial Services (Banking Reform) Act 2013
