UK payments regulation, open banking, FCA, PSR, scheme governance
A 2015 snapshot: why remittance services and banking the unbanked were the two mobile banking use cases most likely to take root first in Myanmar as the country moved away from a cash economy. Archived for reference; regulatory position has since moved on.
This article was published in September 2014 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. On Friday 5 September, the Monetary Authority of Singapore (which regulates financial institutions in Singapore) published a consultation on revising its existing guidelines on outsourcing. Responses…
Mobile payment is a topic close to my heart, so I am delighted to be joining a distinguished panel at the International Bar Association‘s annual conference in Dubai this afternoon to discuss developments in mobile payment from a comparative perspective. The session is being run jointly by the communications, banking and technology committees of the IBA…
This article was published in June 2011 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. Last week, three of the UK’s four mobile network operators announced a mobile marketing and payments joint venture. The venture is subject to regulatory approval, and…
This article was published in June 2011 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. This week Visa Inc added significant incremental mobile payment and banking capabilities – acquiring Fundamo, a mobile money transfer software company and announcing a five year…
A 2011 snapshot: consumer research and early UK commercial launches in mobile banking and NFC payments, including the first Orange and Barclays service and O2 Money Wallet. Archived for reference; the market and regulation have since moved on.
This article was published in May 2011 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. I was lucky enough to chair Olswang’s semi-annual CPD catch-up day for in-house lawyers today. It was a very interesting set of talks (for those who are interested…
This article was published in March 2011 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. News item topics are like buses – nothing happens for weeks or months, then everything happens at once. Following yesterday’s publication of the Phonepayplus annual plan…
This article was published in March 2011 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. Phonepayplus, the UK’s premium rate services regulator, has today published: a Report on Emerging Trends in the Premium Rate Services Market; and its plan and budget for the forthcoming…
I’m chairing a session this afternoon on Mobile Money at the Digital Money Forum 2011. Should be interesting with the speakers being: Mark Hartley, American Express John Conlon, Barclaycard Elisabeth Berthe, Grameen Foundation The current session is looking at the way that cash is being replaced in different jurisdictions. Richard Johnson from Monitise is chairing…
This article was published in March 2011 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. When two companies merge, effective management of the integration of IT systems is often critical. When the systems in question control customer billing, and billing is subject to…
With exhibitors packing up their stands in Barcelona, this week has seen the launch by Apple and Google of payment services for on-line subscriptions. The two propositions are different, and in this post I’ll unpack the details. Taking them in turn: Apple Subscription Payments in Apps Store Used for the launch of News Corp‘s new online newspaper…