UK payments regulation, open banking, FCA, PSR, scheme governance
A 2011 snapshot: consumer research and early UK commercial launches in mobile banking and NFC payments, including the first Orange and Barclays service and O2 Money Wallet. Archived for reference; the market and regulation have since moved on.
This article was published in May 2011 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. I was lucky enough to chair Olswang’s semi-annual CPD catch-up day for in-house lawyers today. It was a very interesting set of talks (for those who are interested…
This article was published in March 2011 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. News item topics are like buses – nothing happens for weeks or months, then everything happens at once. Following yesterday’s publication of the Phonepayplus annual plan…
This article was published in March 2011 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. Phonepayplus, the UK’s premium rate services regulator, has today published: a Report on Emerging Trends in the Premium Rate Services Market; and its plan and budget for the forthcoming…
I’m chairing a session this afternoon on Mobile Money at the Digital Money Forum 2011. Should be interesting with the speakers being: Mark Hartley, American Express John Conlon, Barclaycard Elisabeth Berthe, Grameen Foundation The current session is looking at the way that cash is being replaced in different jurisdictions. Richard Johnson from Monitise is chairing…
This article was published in March 2011 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. When two companies merge, effective management of the integration of IT systems is often critical. When the systems in question control customer billing, and billing is subject to…
With exhibitors packing up their stands in Barcelona, this week has seen the launch by Apple and Google of payment services for on-line subscriptions. The two propositions are different, and in this post I’ll unpack the details. Taking them in turn: Apple Subscription Payments in Apps Store Used for the launch of News Corp‘s new online newspaper…
Sadly the watcher in not at Mobile World Congress in Barcelona this week, although from London it would seem that the volume of announcements is best perhaps filtered through the lens of distance. In any event through the magic of twitter #mwc hashtags it seems possible to get live commentary on almost any session without needing to…
This article was published in February 2011 and reflects the regulatory position at that time. For current guidance on this topic, contact Bratby Law or see our latest insights. Mobile money is a recurrent theme for the watcher. See the mobile money overview post and Apple’s incorporation of NFC into iPhone post. As anticipated, all…